Michele Holden, Senior Vice President and Relationship Manager at Univest Bank and Trust Co., has more than 25 years of experience in the financial services industry. She currently manages a large commercial loan portfolio consisting of a variety of customers in both the Commercial Real Estate and Commercial and Industrial arenas. Michele earned her bachelor’s degree from Pennsylvania State University. She enjoys volunteering for the community and currently serves as a board member at the Pennsylvania SPCA and Habitat for Humanity of Chester County. When she’s not working, she spends her time gardening and traveling to the beach. Michele resides in Springfield, Pa. with her family and her kerry blue terrier, Artyn.